$$$ money matters $$$

.:: expenses ::.
currently, i am earning just enough moolah to spend on my monthly expenditures. every cut-off i see to it that i allot a certain budget for my monthly phone and credit card bills, minimum allowance and savings. i just learned that it'll be better if i split the payments into halves (like per cutoff i pay 900 for my plan 1800). i had a bad habit before of accummulating my dues for 3 months. yikes!

.:: savings ::.

it's a good thing that i'm working now at amkor, i dont have to worry about the transpo and food since we have the shuttle and meal stubs, except na lang if i miss the shuttle or we'll have lunchouts. for now, i don't have a separate bank account for my savings. the company uses equitable atm for payroll and it also allows fund transfer to ibank. i have already asked dan to back me up in opening my bank account. poor me, i only have 1 valid id kaya dan will be of great help talaga. i really wanted to open a passbook+ atm account and that'll require me 10 grand. hala?!

.:: backpay ::.
sadly, my backpay's nowhere to be found. looks like pinagtataguan ako nung compensation team of acn ha. my friend ote who resigned last year got her back pay after 5 months pa. kainis, i'm looking forward pa man din to that cheque.

.:: note to self ::.
starting today, i'll change my life by watching my spendings.
+ no swipe for now...huhu!
+ pay the bills regularly
+ minimize utang from mama's store
+ be on time so i won't miss the shuttle
+ one viand and no dessert policy (so as the 50php/day meal stub will be enough for me - diet!)
+ minimize yosi and shampoo/conditioner (d'ya know that i can consume the largest palmolive shampoo and conditoner in just 2 weeks!!!)
+ monitor my expenses and phone usage
+ save...save...save...

.:: upcoming projects ::.
even though all of the must do's can be great tortures for me, i believe that by practicing them, my projects will soon push through! i'm excited!

1st priority: automatic washing machine for mama

2nd priority: notebook for me and yann